Insurance - you should read this

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Dave T

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Insurance - you should read this
« on: August 12, 2013, 05:08:15 PM »
Just had my renewal through from Adrian Flux, £325, so tried Shearwater £194 fully comp "off roaders special" with loads of modifications. Just need to sort out a few details but looking good. 
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mel

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  • Name: Patrick McInally
Re: Insurance - you should read this
« Reply #1 on: August 12, 2013, 08:32:58 PM »
Hi have you tried footman james  as i have a 4ltr range rover and a soft top 90 both with some mods on the same policy with off road cover for less than your lower price all being i have a limmited millage of my choice of 5,000 miles,every persons own details {age} etcetra comes into it.

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Dave T

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Re: Insurance - you should read this
« Reply #2 on: August 12, 2013, 09:12:33 PM »
Just when I thought I was getting a bargain.............. Will try them tomorrow, why is nothing straight forward.
1994 Defender 90
2016 D4 Graphite

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Alan Mc

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Re: Insurance - you should read this
« Reply #3 on: August 12, 2013, 10:10:27 PM »
Also worth trying Lancaster.  I've got mods listed for a pretty good price.  Limited to 6k miles per annum, though.  Alan.

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stage recovery

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Re: Insurance - you should read this
« Reply #4 on: August 13, 2013, 09:35:45 AM »
Lancaster would not give me a quote on my 90 because  its got a roll cage!!!!!!!!!!!!   obviously a very dangerous modification

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Dave T

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Re: Insurance - you should read this
« Reply #5 on: August 13, 2013, 05:01:11 PM »
Hmmm, Footman James catagorically stated they DO NOT do off road cover,
1994 Defender 90
2016 D4 Graphite

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Dave T

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Re: Insurance - you should read this
« Reply #6 on: August 13, 2013, 05:26:27 PM »
Lancaster are quite good, but still more, £215 with agreed valuation and 5000 mile limits. The thing that seems to limit the amount of compaqnies I can go to is the Galvanised Chassis, a lot won't cover it.
1994 Defender 90
2016 D4 Graphite

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gflx

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  • Name: graeme fleck
Re: Insurance - you should read this
« Reply #7 on: August 13, 2013, 06:09:07 PM »
Aaahhh just renewed with flux to the tune of £475!!! Gutted!! :'( :'( :'(
1990 defender 90 truck cab

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StephenO

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  • Name: Stephen O'#039#039Rourke
Re: Insurance - you should read this
« Reply #8 on: August 13, 2013, 08:52:36 PM »
Dave, I went with Lancaster this year. 2 years running and much cheaper than your being quoted! Obviously the Glasgow postcode, rough as hell that Newton Mearns!!
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1995 Defender 90 Coniston Green
1968 Series 2A Bronze Green - Project

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genem

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  • Name: Gene Maxwell
Re: Insurance - you should read this
« Reply #9 on: August 13, 2013, 09:06:00 PM »
NFU. Re-insured my 90 after it was rolled and rebuilt. £193.52   
If its not broken you are not trying hard enough....

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Dave T

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Re: Insurance - you should read this
« Reply #10 on: August 13, 2013, 09:47:41 PM »
But you are old Gene.  ??? ::)

It was the big long list of modifications that really bumped it up, especially the chassis, just glad I didn't just accept the renewal, I had originally thought it was reasonable so thanks for the first few responses.  :)
1994 Defender 90
2016 D4 Graphite

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genem

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  • Name: Gene Maxwell
Re: Insurance - you should read this
« Reply #11 on: August 13, 2013, 10:07:17 PM »
But you are old Gene.  ??? ::)

It was the big long list of modifications that really bumped it up, especially the chassis, just glad I didn't just accept the renewal, I had originally thought it was reasonable so thanks for the first few responses.  :)

Why did they think the Chassis was "modification" ? Its a one-for one replacement. I don't think I'd even mention it, it affects neither performance nor safety. NFU didn't blink an eye about the new chassis, nor the winch.
If its not broken you are not trying hard enough....

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vag_landy

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  • Name: Greg Leighton
Re: Insurance - you should read this
« Reply #12 on: August 13, 2013, 11:04:18 PM »
Just renewed with Adrian flux stung for £970 but covered winch, snorkel and future station wagon conversion , the things I do for my Landy can't wait until next years renewal.
« Last Edit: August 14, 2013, 12:23:25 AM by vag_landy »
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genem

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  • Name: Gene Maxwell
Re: Insurance - you should read this
« Reply #13 on: August 13, 2013, 11:39:01 PM »
But you are old Gene.  ??? ::)


But remarkably good looking.

 ;D
If its not broken you are not trying hard enough....

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Dave T

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Re: Insurance - you should read this
« Reply #14 on: August 14, 2013, 07:11:30 AM »
Just renewed with Adrian flux stung for £970 but covered winch, snorkel and future station wagon conversion , the things I do for my Landy can't wait until next years renewal.

That is what I have as well......... and chassis.

Gene, there were companies that wouldn't even quote when I mentioned the chassis
1994 Defender 90
2016 D4 Graphite