SLROC Forum

hey hey hey
nice one mate. thats with you as a high risk youngster with an engine change? that is ****** good no matter how you look at it. might be giving them a call next renewal time

hey hey hey
nice one mate. thats with you as a high risk youngster with an engine change? that is ****** good no matter how you look at it. might be giving them a call next renewal time

Yup limited mialage of 4k a year its only third party fire n theft... but tbh it's a series 3 when am I going to need fully comp?

Quote from: jumbo on July 27, 2010, 10:55:23 AM

hey hey hey
nice one mate. thats with you as a high risk youngster with an engine change? that is ****** good no matter how you look at it. might be giving them a call next renewal time

Yup limited mialage of 4k a year its only third party fire n theft... but tbh it's a series 3 when am I going to need fully comp?

Strangely enough the Insurance companies often give fully comp for LESS than 3rd pty F&T.....proabably working on the basis that the only folk who ask for 3rd pty are bound to be young drivers/poor risks. Boring but the best advice is to get a dull motor for the first couple of years....

I agree with Gene on that one-Both my van ( which is a ridiculous group 13 ) and 109 are fully comp-cheaper than T.P/Tp.F.T.
There are also more advantages to fully comp.....(.like getting a brand new 110 hire when some idiot smacks into the back of your Landrover being one of them.)

If I remember correctly we gave the subject of insurance a fine going over at the weekend.

One other way of getting a discount is to put your wife on the policy, sounds a bit drastic needing to get hitched to save 10% but if the "cap fits........................."

It seemed such a good quote i would have been grabbing it quickly.
(just make sure you 'declare' everything on the sheet you get
 & a good starting milage that suits the last MOT.)

Usually,
 TPF&T has been more expensive when i have been getting quotes for young family members.
The named driver thing has always been cheaper with an 'experienced' female driver.
(experienced as in over 5 years driving with access to her own vehicle & having a policy in her own name.)
A sister, mother, aunty, granny, 'Friend' etc has always been OK, as long as they have low risk occupations.

glad you got sorted tho.
george

One other way of getting a discount is to put your wife on the policy, sounds a bit drastic needing to get hitched to save 10% but if the "cap fits........................."

sure glad the equal opportunities/sex discrimination is alive and well. hate to think that a MAN with a mere 5 years save driving under his wheels could get a cheaper policy than a WOMAN who has driven 20 safe years based purely on sex and no other reason like skill, experience, qualifications etc

Jumbo, in Sundays Top Gear they spoke about Summer & men drivers.

Sorry,
 sexist i know,
 BUT i must admit it rung true with me,
As much as i tried last week in Edinburgh in Fredrick St & Outside the Balmoral on a fine sunny night,
i couldnt keep my eyes only on the road & only on safe driving.
(i was also looking up to see if you were driving. LOL)

Could this be why premiums are different? Its factored in.
george

oh you were doing a bit offroading in edinburgh? sunday night id of been getting back from our wee trip then lol. just wish the pedestrians paid as much attention to the motors as drivers do to thier skirts  lol