the good thing about the xd9000i is it was the factory option winch , i have one on my disco and because it has a landrover part number and sticker they class it as factory fit accessory therefore doesn't upset the insurance
the funny thing is the 110 has 2 winch's on big bumpers and the insurance doesn't bother, the disco has a factory fit discreet job and they initially had a fit over fitting one unless it was a factory option