Now it gets wierd.... After all the fuss about needing a VIC check - but VOSA don't ID check Cat D write-offs so I could'nt have got one - and needing a new MOT to reinsure it, it seems its never been off cover - and we've been paying for it all along through the direct debit.
No argument, NFU have agreed that its a mistake and will refund the difference on sight of the SORN paperwork, vehicle is still insured and I've just taxed it over tinternet, so it all ends well.
Back to where we were in Feb, except with a somewhat smarter looking vehicle !
Phew again.