Absolute must to have the correct insurance,for my youngest son (in 2008) I found,tested a 1200 cc Renualt Clio on the Friday,insured it Saturday 10.30,paying ?180.00, to start when I picked it up at 13.00,brought it home,parked it, "L" plates went on at 15.20 when he arrived home from his driving lesson,then set off for its first drive,at 15.30 IT WAS ALL OVER!!!!!!!!!! We were hit reallly hard up the back by an uninsured driver, (as hard as I had ever had during my Stockcar racing years) the Clio was written off having never even had to put petrol in it. To get him back on the road I added his name to my then 110 V8 CSW,GUESS WHAT, it was cheaper to have him on the Landrover instead of the Clio.The day he passed his test though(now with a replacement Clio) the fun began,my insurance company quoted ?7829(he was 17,biggest number being a 7,reg no was 829)simple. He eventually got his own insurance with Tesco, ?1500. 3 years later he has a 172 BHP Clio Sport paying a figure which would bring tears to your eyes!